First+Plus Advantage (PPO) ImprimirPrint

The First+Plus Advantage plan provides our members with an enhanced Formulary as well as additional benefits to improve their health and quality of life. It merges important benefits with low copayments, $50 monthly premium. This plan also covers all Medicare-covered preventive services with zero cost sharing. 



What do we offer?

Medical visits and Hospital Stays


Primary Care Physician (PCP)

  • $10copay

    Preferred Network Specialists

  • $15copay on Medicare covered visits (up to 2 visits)


  • $50copay per admission

    Preferred Network Hospital stay

  • $65copay

    Emergency care, $65 in worldwide coverage

Drug Coverage*


Preferred Generic Drugs

  • $5copay

    Generic Drugs

  • $35copay

    Preferred Brand Drugs

  • $50copay

    Non Preferred Brand Drugs

  • 25%coinsurance

    Specialty Drugs

More Benefits


Preventive dental services

  • $1,000Up to $1,000 a year

    Removable prosthodontics

  • $0One pair a year

    Eyeglasses or contact lenses

  • $300every three years

    Hearing aids


*In the Drug Coverage, while you are in the Coverage Gap, you will pay 40% of the cost for brand name drugs (plus dispensing fee), through the Medicare Gap Coverage Discount Program, and generally pay no more than 51% of the cost for generic drugs. This plan offers additional coverage in the gap for some drugs.


Do you need a printed copy of any of these documents? We can send it by mail, request it here.