Merchants

MMM deposits the applicable amount each month into a debit account for every member enrolled in a coverage with the MMM Flexi Card® benefit. The member receives an ATH® debit card to use the funds available that month. Unused money rolls over month to month during the current year.

· Additional funds for groceries, prepared meals, cleaning products, utilities, entertainment, pet supplies, hardware, gardening, OTC and more.
· Increased traffic to your establishment versus a non-participating business.
· Greater visibility by benefiting from the program’s promotional efforts.
· Preference in MMM promotional campaigns and events.

Members can buy: prepared food, home cleaning products, detergents, OTC items, clothing, footwear, pet supplies, hardware and gardening. They can also pay water, power, phone and gas bills and more.

The program does not allow purchasing or paying for: alcoholic beverages, cigarettes, boat or motorcycle maintenance items, lottery tickets or other games of chance, among others. Funds cannot be redeemed for cash. See the Program Rules for the full list.

· Food retailers: supermarkets, bakeries, cafeterias, convenience stores, fruit and vegetable markets, restaurants (including fast food).
· Pet care services.
· Hardware and gardening supply stores.
· Fuel retailers.
· Utilities (water and electricity) and telecommunications (mobile and Internet).
· Entertainment centers.

Read and accept the Program Rules. Request them by writing to comerciante@mmmflexicard.com. Complete, sign and return the required documents to registrarse@mmmflexicard.com or by mail to: UDS – Programa MMM Flexi Card®, PO Box 71114, San Juan, PR 00936-8014.

Confirm with your point-of-sale (POS) provider that your business is ready for program transactions, train your staff and place the Program signage in your establishment (free of charge).